San Diego Home Mortgage Blog

 Absolutely!! Before you have even picked out homes to visit, it is important to get qualified and approved for your San Diego mortgage loan. When we qualify you, we will help you see how much home you can afford for your desired payment. We will give you more than most banks and brokers do because our process does not stop at just giving you a pre-qualification letter. We will issue you an actual Fannie Mae or FHA desktop underwriting approval for your new San Diego mortgage loan.

When your find a house that you want to make an offer on having our underwriting approval will put you in a much better position than just having a pre-qualification letter. The approval will show the seller whether it is a bank or private party that your credit and debt profile was already approved by the funding lender of your San Diego mortgage loan.

At the time that your Realtor presents the offer with your approval the sellers will not have to wonder if the escrow will close or not due to financing. They will know that you have an acceptable borrowers profile and that you can do the deal now.

Call us today at (619)285-2921 or click on one of the links below to start the process of buying your new San Diego home.

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